Tuesday, December 29, 2009

Penyakit 'Org Kite'...

Something we've always heard!!

1) Saya dah ada insurance.. syarikat suami saya dah cover medical utk satu family kami...
2) Syarikat saya dah cover kami semua satu keluarga...
3) Saya dah simpan duit utk anak2 kat tabung haji utk mereka belajar (potongan gaji tiap2 bulan)
4) Saya dah simpan FIXED deposit utk persediaan hari tua.
5) Saya dah simpan ASB. Banyak dah bila tua nanti.
6) kan ada KWSP... oklah tu...
7) saya dah ada insurans

Yes, its true..BUT!!

1) Syarikat suami saya dah cover medical utk satu family kami...

Terjamin ke? kalau suami kena buang kerja macam mana?
kalau suami hilang upaya utk kerja macam mana? syarikat tanggung lagi ke? tu kira ok lagi.. kalau suami tinggalkan anda macam mana? mintak simpanglahkan... kalau status menjadi 'janda' insuransce syarikat suami cover lagi ke anda & anak2?

Kalau kejadian ni berlaku masa anda masih sihat n masih muda tak pe. Kalau masa tu umur anda dah 40 tahun, disahkan ada penyakit itu dan ini.. masa tu nak beli insurans.. perghh dah lah mahal... tapi kalau mampupun.. ada ke syarikat insurans nak ambil risiko bila kita dah ada penyakit?

2) Syarikat saya dah cover kami semua satu keluarga...

Kekal ke anda kerja di sana? kalau swasta.. katalah tetiba anda sakit terlentang dah tak boleh kerja lagi, mereka tanggung lagi ke insurans anda sekeluarga?

3) Saya dah simpan duit utk anak2 kat tabung haji utk mereka belajar (potongan gaji tiap2 bulan)

Bagus... sangat bagus... tapi kalau tetiba anda sakit n tak kerja...boleh simpan lagi ke tiap2 bulan. Kalau simpan RM100 sebulan, kalau simpan 10 tahun dah ada RM12000. Oklah tu.. Tapi sempat ke kita simpan 10 tahun. Kalau jadi apa2 kat kita anak2 macam mana? Dah lah tak boleh simpan dah duit.. for sure duit ni akan digunakan utk anak2 belanja.. RM12000 tu lama mana sangat boleh guna?

4) Saya dah simpan FIXED deposit utk persediaan hari tua.
5) Saya dah simpan ASB. Banyak dah bila tua nanti.

Bagus...bagus...tapi sempat tua ke? kalau diistihar sakit n perlu dibedah... tak keluarkan ke duit ni utk bedah kita. Cukup ke duit tu utk rawatan susulan lagi... belanja makan lagi.. nak bayar hutang2 lagi.. sekolah lagi.. macam tadilah.. kalau sempat simpan berpuluh tahun kira oklah.. tapi kalau just simpan baru 5 tahun... cukup ke????

6) kan ada KWSP...oklah tu...

Nak buat permohonan keluarkan wang utk pembedahan penyakit kritikal... skejab ke? hari ni mintak esok boleh dapat ke? kalau dah tenat, boleh tunggu ke? sedangkan ada syarikat yg menawarkan kad medical / perlindungan penyakit kritikal yg tak perlu anda tunggu2 lagi, tunjuk kad boleh terus bedah...

7) lagi best.., saya dah ada insurance dah...

Bila tanya apa yg syarikat insurans cover anda, anda tahu ke? Lepas tu... ada kes.. simpan RM162 sebulan... tempoh matang 20 tahun. Pulangan dalam RM20,000. Tiap2 3 tahun dapat bonus...dapat RM1500. Best oooo... banyak gaks pulangan tu kan....

Tapi cuba tengok bahagian perlindungan.. apa dia lindungi anda? tengok2 cuma Life
RM15,000, penyakit kritikal RM15,000 dan kemalangan RM15,000. Baguslah dari tak der kan... tapi nak tanya.. kalau kena brest kanser... nak operate... RM15,000 cukup ker? Try tanya hospital berapa kos?


Knape kite pilih tuk hidup cukup makan if we all ada pilihan tuk hidup mewah...time mude2 lar kite nak saving sbanyak mungkin tuk hari tuo..tp yg pelik nya 'org kite' mmg sgt tidak suke tuk menyimpan tp berangan2 nk kaye..sedangkn bangsa lain, especially chinese mmg berebut tuk invest sbb dorang sedar..u hv to invest ur money if u want it to growth..kalu simpan je dlm bank, dpt lar dividen 2 hinggit for setaun..kikiki..daklar 'org kite' ni mostly makan gaji, every year tggu bonus dr company..kalu xdak gigit jari je lar..so why not kite invest every month..and end of the year, kite mmg dh conpem dpt bonus n dividen..so renung renungkan n selamat beramal...kehkehkeh :P

>> interested to invest??? sila nantikn my next posting ya..


Monday, December 28, 2009

Anak Tudung Ariani Printed & Plain up for Grab!!!

Hey Loves,

Updates on new design of Anak Tudung from Ariani...We brought in many gorgeous Anak Tudungs and all of them are READY STOCK!! for those who new with Ariani collections, Anak Tudung is smaller than the Tiara type..(terletak betul2 paras dada)..perfect match for jeans and T-shirt :)

Enjoy shopping with us! :)

SOLD OUT!!

CODE : ANAK TUDUNG PLAIN 001
PRICE: RM55
Awning : Thai Silk (full awning)
Tudung : Viscose Cotton
Size: M


CODE : ANAK TUDUNG PLAIN 002
PRICE: RM55
Awning : Thai Silk (full awning)
Tudung : Viscose Cotton
Size: M


CODE : ANAK TUDUNG PRINTED 001
PRICE: RM75
Awning : Thai Silk (full awning)
Tudung : Imported Quality Lycra
Size: M

SOLD OUT!!
CODE : ANAK TUDUNG PRINTED 002
PRICE: RM75
Awning : Thai Silk (full awning)
Tudung : Imported Quality Lycra
Size: M


CODE : ANAK TUDUNG PRINTED 003
PRICE: RM75
Awning : Thai Silk (full awning)
Tudung : Imported Quality Lycra
Size: M

SOLD OUT!!
CODE : ANAK TUDUNG PRINTED 004
PRICE: RM75
Awning : Thai Silk (full awning)
Tudung : Imported Quality Lycra
Size: M


CODE : ANAK TUDUNG PRINTED 005
PRICE: RM75
Awning : Thai Silk (full awning)
Tudung : Imported Quality Lycra
Size: M


CODE : ANAK TUDUNG PRINTED 006
PRICE: RM75
Awning : Thai Silk (full awning)
Tudung : Viscose Cotton
Size: M

Saturday, December 26, 2009

Elmeera's SHOPPE : A Busy Mom's BFF ;)

ARIANI Collections are now available at Elmeera's SHOPPE!!!

With all the daily duties that a busy mom typically has, it’s hard to find time to shop for yourself. At Elmeera's SHOPPE, we avoid long lines, busy parking lots, bad weather, traffic, and big crowds. Our PRICE are definitely same with Ariani Boutique!! and guess what?? we will offer an attractive DISCOUNT for our regular customers!!

Other than tudung colletions posted at Elmeera's SHOPPE, we also can provide u any tudung from Ariani Boutique to fit and match every attire in your closet!! Just inform me the tudung type n colour, and I'll get it for you...

We'd like to welcome you to join us and we hope that you have a wonderful time shopping with us :)

Happy Shopping!!


Ariani Collections in da House!!!

Why do women in Malaysia are so fond of Tudung Ekin????
There must be something about the tudung since so many of them are wearing it!! I couldn't see the reason though I can understand that the tudung is very beautiful and stunning in terms of its look and its color. I've seen so many women wearing tudung and yet to find one that instantly grab my attention except Tudung Ekin. This is perhaps Tudung Ekin has a very special design to the extent that when it was worn by someone, it will immediately transform the woman's appearance into a beautiful and gorgeous woman!! Not only does it came in different colours and designs, the no.1 reason why people wear Tudung Ekin is because it's so practical! Grab it and you're good to go!!

Am now a #1 fan of this style of hijjab...Woot!Woot!!

GRAND OPENING PROMOTION!!!
5% Discount on purchases of 3 or more + FREE Delivery !!!




CODE : FLORAL 001
PRICE: RM115
Awning : Thai Silk (full awning)
Tudung : Lycra

CODE : FLORAL 002
PRICE: RM115
Awning : Thai Silk (full awning)
Tudung : Lycra

SOLD OUT!!
CODE : FLORAL 003
PRICE: RM115
Awning : Thai Silk (full awning)
Tudung : Lycra

CODE : FLORAL 004
PRICE: RM115
Awning : Thai Silk (full awning)
Tudung : Lycra

CODE : FLORAL 005
PRICE: RM115
Awning : Thai Silk (full awning)
Tudung : Lycra

CODE : FLORAL 006
PRICE: RM115
Awning : Thai Silk (full awning)
Tudung : Lycra

SOLD OUT!!
CODE : FLORAL 007
PRICE: RM115
Awning : Thai Silk (full awning)
Tudung : Lycra

SOLD OUT!!
CODE : FLORAL 008
PRICE: RM115
Awning : Thai Silk (full awning)
Tudung : Lycra
CODE : FLORAL 009
PRICE: RM115
Awning : Thai Silk (full awning)
Tudung : Lycra

SOLD OUT!!
CODE : FLORAL 010
PRICE: RM115
Awning : Thai Silk (full awning)
Tudung : Lycra

CODE : FLORAL 011
PRICE: RM115
Awning : Thai Silk (full awning)
Tudung : Lycra

SOLD OUT!! CODE : FLORAL 012
PRICE: RM115
Awning : Thai Silk (full awning)
Tudung : Lycra


CODE : FLORAL 013
PRICE: RM115
Awning : Thai Silk (full awning)
Tudung : Lycra

SOLD OUT!!
CODE : PLAIN TWIST 001 - Purplish Grey
PRICE: RM89
Awning : Thai Silk (full awning)
Tudung : Lycra

SOLD OUT!!
CODE : PLAIN TWIST 002 - Dark Brown
PRICE: RM89
Awning : Thai Silk (full awning)
Tudung : Lycra


SOLD OUT!!
CODE : PLAIN TWIST 003 - Bluish Grey PRICE: RM89
Awning : Thai Silk (full awning)
Tudung : Lycra

SOLD OUT!!
CODE : PLAIN TWIST 004 - Black
PRICE: RM89
Awning : Thai Silk (full awning)
Tudung : Lycra
SOLD OUT!!
CODE : PLAIN TWIST 005 - Blue
PRICE: RM89
Awning : Thai Silk (full awning)
Tudung : Lycra